ErxtopayErxtopay
How It Works

Send money globally in three simple steps

No complexity, no crypto, no hassle. You send and receive in local currency — our blockchain infrastructure handles everything in between.

01

Link your bank account

Connect your local bank account to Erxtopay. This is how you'll receive money from others and pay when you send. Everything stays in your local currency.

  • Link any local bank account
  • Used for sending and receiving
  • Quick and secure setup
02

Send to anyone, anywhere

Select the destination country, enter the amount you want to send, and provide the recipient's X-Account number. Pay the equivalent in your own local currency.

  • Select country and enter amount
  • Provide recipient's X-Account number
  • Pay in your own local currency
03

Recipient receives instantly

Once you confirm, our blockchain infrastructure on Base handles the settlement in seconds. Your recipient receives the funds in their own bank account, in their own local currency.

  • Settlement in seconds on-chain
  • Recipient gets paid in their local currency
  • Real-time transfer tracking in-app

Why Erxtopay?

Forget the old way of sending money internationally. Erxtopay is built differently.

Seconds, not days

Traditional transfers take 1-5 business days. Erxtopay settles in under 30 seconds.

Affordable for everyone

We built Erxtopay to make cross-border payments accessible. Low, transparent fees — always.

Blockchain-grade security

Every transaction is recorded immutably on Base blockchain with smart contract automation.

True global reach

Send money to 195 countries across every continent. Africa, Europe, Asia, the Americas, and beyond.

Blockchain under the hood. Simplicity on top.

Erxtopay uses USDC stablecoins on Base (Coinbase's L2 network) to settle cross-border transfers instantly. You never interact with crypto — you send your local currency, and the recipient receives theirs. Our smart contracts automate the entire settlement process, making international transfers as fast as sending a text message.

Ready to try it?

Create your free Erxtopay account and send your first transfer in under 2 minutes.

Get Started Free