Send money anywhere. Instantly.
Send and receive money across borders instantly. You pay in your local currency, your recipient gets theirs — our blockchain infrastructure handles the rest.
195
Countries
<30s
Avg. Settlement
24/7
Availability
Three steps. That's it.
No complexity, no crypto, no hassle. Just fast global payments.
Link your bank account
Connect your local bank account to Erxtopay. This is how you receive money from others and pay when sending. No crypto knowledge required.
Send to anyone, anywhere
Select the destination country, enter the amount, and provide your recipient's X-Account number. Pay the equivalent in your own local currency.
Recipient receives instantly
Our blockchain infrastructure handles the settlement. Your recipient receives the funds directly in their own bank account, in their own local currency.
Built for speed, designed for everyone
We combined the power of blockchain with the simplicity of everyday banking. You never touch crypto — just your local currency.
Lightning-fast settlements
Blockchain-powered settlements in under 30 seconds. No more waiting 3-5 business days.
195 countries worldwide
Send to every continent — Africa, Europe, Asia, Americas, and beyond. China, India, Nigeria, UK, US, and more. New corridors rolling out monthly.
Bank-grade security
End-to-end encryption, smart contract audits, and full regulatory compliance across jurisdictions.
Affordable for everyone
Low, transparent fees designed so everyone can send money internationally without breaking the bank.
Built on Base
Enterprise-grade blockchain infrastructure by Coinbase. You only see local currency — we handle the rest.
Mobile-first experience
Beautiful native app for iOS and Android. Send money as easily as sending a text message.
Send money to 195 countries
From Lagos to London, Beijing to Brasília — Erxtopay covers every continent. Are you a trader from Africa to Asia? Pay & get paid by your Chinese suppliers. We've got you covered.
195
Countries
Your money. Protected.
Every transaction is secured by blockchain immutability, smart contract automation, and enterprise-grade infrastructure.
Smart contract audits
All smart contracts are professionally audited with continuous monitoring for vulnerabilities.
Regulatory compliance
Licensed and compliant across all operating jurisdictions. Full KYC/AML enforcement.
Transparent on-chain
Every settlement is verifiable on Base blockchain. Complete transparency and accountability.
Enterprise infrastructure
Built on Coinbase's Base L2 network with 99.99% uptime and battle-tested security.
Frequently asked questions
Erxtopay is the world's leading cross-border payment platform. We use blockchain infrastructure on Base to settle payments instantly, while you only interact with your local currency. No crypto knowledge required.
Erxtopay offers some of the most competitive rates in cross-border payments. Our fees are low, transparent, and clearly shown before you confirm any transfer — no hidden charges, ever.
Most transfers settle in under 30 seconds thanks to blockchain settlement. Your recipient receives their payout in local currency almost instantly.
Not at all. You send and receive in your local currency. Our blockchain infrastructure handles the settlement seamlessly behind the scenes — you never see or touch any cryptocurrency.
Erxtopay covers all 195 countries across every continent — Africa, Europe, Asia, the Americas, and Oceania. Popular corridors include Nigeria, Ghana, Kenya, United Kingdom, United States, China, India, Philippines, Brazil, and many more. We’re quietly rolling out new corridors each month.
Absolutely. We use enterprise-grade blockchain infrastructure (Base by Coinbase), professionally audited smart contracts, end-to-end encryption, and full regulatory compliance with KYC/AML enforcement across all jurisdictions.
Ready to move money at the speed of the internet?
Join thousands already using Erxtopay to send and receive money globally. It takes 2 minutes to get started.